Meet Your Instructor
Eric Bowie — Smart Money Bro®
- 600K+ YouTube subscribers & 38M+ views — trusted for real-world, practical financial advice
- 25+ Years of Real Estate Investing — managing rentals and servicing tenants
- 23 years in Federal service, 17+ in Contracting — bringing discipline, structure, and strategy to personal finance
- Author, Speaker, Educator, Mentor — with published books and 500+ personal coaching clients
- Creator of the “4 Steps to Maximize Your Money” framework — a proven system transforming financial lives
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From –$30K net worth to 7 figures — a living example of perseverance and long-term wealth building
I’m not just another “finance guy.” I’m the voice behind Smart Money Bro®, a coach who’s helped hundreds design budgets, pay off debt, and start investing, and a business owner who turned YouTube into a multi-stream income 6-figure engine.
Beyond the numbers, I’m a God-fearing believer, husband, father, and grandfather. Legacy matters to me. I care deeply about helping ordinary people become extraordinary with their money.
👉🏾 My mission is simple: Help you make, save, and invest more money.

Why This Course Exist
I know what it feels like to struggle with money — to make mistakes, lose ground, and wonder if you’ll ever get ahead.
I also know what it feels like to break through: to go from a negative $30,000 net worth to 7 figures, building freedom, security, and peace of mind.
That’s why I created this course.
The 4 Steps to Maximize Your Money isn’t theory. It’s the proven system I used to:
- Pay off nearly 6 figures in debt and free up cash flow
- Build multiple streams of income (real estate, YouTube, digital products, coaching, and more)
- Grow a 7-figure net worth
- Position my family for generational wealth
- and more!
Now, I want to help you do the same.
What You'll Learn
This flagship program is built on my signature framework:
The 4 Steps to Maximize Your Money.
Step 1: Money Mindset
Shift how you think so you can finally move forward.
- Break free from poverty thinking and scarcity mindsets
- Replace limiting beliefs with confidence and control
- Learn the truth about discipline, consistency, and patience
- Discover why wealth is built over decades — not overnight
- Adopt the same mindset that built my 7-figure net worth
Step 2: Money Mainstays
Lock down the essentials that protect your financial foundation.
- A budget that works without feeling like punishment
- Savings strategies that don’t collapse after 30 days
- Learn how to use your 9-5 to build wealth (401k match, HSA, benefits)
- Build emergency funds without stress
- Stop leaving free money on the table at your job
Step 3: Money Management
Put systems in place that keep you in control.
- A proven debt payoff system that doesn’t leave you broke
- Step-by-step roadmap to organize your finances
- How to align your spending with your values and goals
- A system to track your net worth and watch it grow
- Learn how to avoid the traps that keep most people stuck
Step 4: Money Multipliers
Grow wealth with intention and diversify your streams.
- Index funds and ETFs explained in plain English
- How to build a stock portfolio without chasing hype
- The basics of real estate investing (buying, renting, managing)
- How to leverage side hustles and digital platforms (YouTube, social media, online business)
- Building multiple income streams that stack on top of each other
Turning today’s dollars into tomorrow’s financial freedom
What You Get When You Join
This isn’t just “information.” It’s tools, guidance, and a system you can use for the rest of your life.
- ✅ 20+ on-demand video lessons in my step-by-step style
- ✅ Course Workbook filled with reflection exercises to journal as you go
- ✅ Exclusive bonus: Course worksheets/exercises to apply what you learn immediately
- ✅ A clear roadmap tailored to your goals — no cookie-cutter fluff
- ✅ Strategies for debt payoff, saving, investing, and income-building
- ✅ Lifetime access with updates as money strategies evolve
- ✅ Tools for mindset, management, and multiplication
Who This Course Is For
This course is designed for people who are serious about taking control of their money and building wealth with intention with a "Foundation-first" emphasis.
It’s for:
- Young professionals who want to avoid money mistakes early and build a strong financial foundation.
- Couples who want to get on the same page and align their financial goals.
- Everyday people who are tired of living paycheck-to-paycheck and want clarity and peace with money.
- Aspiring investors who want to confidently start with stocks, ETFs, or their first rental property.
- Side hustlers & entrepreneurs ready to multiply income streams through business, real estate, or digital platforms.
And especially for Middle-Aged and Older Adults:
- If you’re in your 40s, 50s, or beyond, and you feel behind — this course will show you how to catch up fast without panic.
- If retirement is on the horizon and you’re not sure if you’re ready, you’ll learn how to maximize your pension, Social Security, TSP/401k, and investments so you can retire with confidence.
- If you’ve been working hard for years but don’t feel like you have much to show for it, this course will help you finally see progress with your money.
- If you’ve already made mistakes — overspending, debt, failed investments — you’ll see how to reset, rebuild, and recover with a proven system.
- If you’re focused on leaving a legacy for your kids and grandkids, you’ll learn how to put the right money habits, structures, and wealth multipliers in place now.
- If you simply want peace of mind — knowing that the money you’ve worked for is working for you — this course will give you that clarity.
👉🏾 Whether you’re 25 or 55, it’s never too late to take control of your money and design the future you want.
If this speaks to where you are with your money, this course is for you.
Quick Answers Before You Enroll
I want you to feel 100% confident before you join — so here’s what you need to know.
Q1: How long do I have access?
You’ll get lifetime access — including all future updates. Once you enroll, it’s yours for good.
Q2: Do I need a lot of money to start?
Nope. This system works whether you’re starting with a little or already investing. It’s about building with what you have and scaling up.
Q3: Can I learn at my own pace?
Absolutely. Lessons are on-demand and available anytime, so you can go as fast or as slow as you want.
Q4: What makes this course different?
It’s not theory. This is the exact 4-step framework I used to go from –$30K net worth to 7 figures — and I’ve helped thousands apply it to their own lives.
Q5: What if I need more help?
You’ll get worksheets, handouts, and practical tools included. And if you want extra guidance, 1-on-1 coaching and mentoring is available.
Q6: What if it’s not right for me?
No stress. The course comes with a 14-day money-back guarantee. If you decide it’s not a fit, just email within 14 days of purchase for a full refund.
Curriculum
- Module 1: Money Mindset - Introduction (1:24)
- Chapter 1: Understanding Your Relationship with Money (8:07)
- Chapter 2: Shifting from Scarcity to Abundance Mindset (6:45)
- Chapter 3: Characteristics of Financial Success (9:15)
- Chapter 4: Financial Planning (Mission and Vision) (9:39)
- Chapter 5: Setting Financial Goals (8:38)
- Module 1: Money Mindset - Summary/Assessment (4:37)
- Module 3: Money Management - Introduction (1:37)
- Chapter 1: The Importance of Management (9:36)
- Chapter 2: Control 101: Budgeting and Controlling Your Money (18:10)
- Chapter 3: Initial Emergency Savings (7:46)
- Chapter 4: Bad Debt Elimination (12:39)
- Chapter 5: Establishing Strong Credit (14:54)
- Chapter 6: Build a Full Emergency Fund (11:53)
- Chapter 7: Grow the Discipline (7:04)
- Module 3: Money Management - Summary/Assessment (4:01)
- Module 4: Money Multipliers - Introduction (0:56)
- Chapter 1: Invest Early, Consistently, and Auutomatically (9:16)
- Chapter 2: Use Income to Build Income (7:51)
- Chapter 3: Build and Diversify Streams of Income (9:12)
- Chapter 4: Maximize Tax-Advantaged Accounts (12:24)
- Chapter 5: Invest in Assets That Grow (13:12)
- Chapter 6: Own More Than You Owe (6:51)
- Chapter 7: Multiply Your Money With Purpose (8:29)
- Module 4: Money Multipliers - Summary/Assessment (3:28)
Work With Me 1-on-1
Get a personalized money plan built around your life. In coaching, I’ll walk with you step-by-step — helping you create a budget you can actually follow, pay off debt, invest with confidence, and build multiple income streams. No fluff, just clear strategies tailored to you.
👉🏾 Click below to learn more and start your coaching journey.
Keep Learning with Smart Money Bro
Four powerful mini-courses + the official workbook and handouts bundle — practical tools to apply Smart Money Bro’s 4 Steps one step at a time.

SMART MONEY BRO ON YOUTUBE
Join 600,000+ subscribers who watch Smart Money Bro on YouTube for real-world money advice.
From budgeting and debt payoff to investing in stocks, ETFs, and real estate — I post weekly videos to help ordinary people become extraordinary with their money.
👉🏾 Start with my viral video “I HAD TO QUIT” (100K+ views in 2 weeks), then subscribe for proven strategies to build wealth with confidence.